Index of programs, in order of use.

MAKEFMT  PRG
   reads ascii mbx data, makes a gauss matrix.

   produces mbx, gauss version of ascii data;  and mbxa, direct uncleaned
   december 31 slices. You can use mbxa below and avoid lookbond's cleaning.

LOOKBOND  PRG
   takes the gauss matrix, does a lot of cleaning. Also contains code to look at
   bonds, select and find problems. Much inactive because CRSP cleaned data
   following the problems foud here.

   produces xa2, cleaned dec 31 data. Also produces xnew and xnew2, monthly data
   organized by date and by bond issue respectively, no longer used.

CRSP     PRG
   creates zero-coupon maturity structure, face structure, total market value,
   total face value, and attempts to measure surplus directly from bond
   transactions. Includes savings bonds but NOT monetary base. Does direct,
   but not return-based estimate of surplus.

The above usually need to be run ONCE. They create gauss *fmt files that
are used by the remaining programs.

RETTOS   PRG
  loads data made by CRSP.PRG and computes bond returns, then imputes surplus to
  make annual value identity hold.

At this point all the debt data is created. The remaining programs do the
analysis for "a cashless view";

CAMPBL2  PRG
  program to do campbell-shiller accounting. Needs rettos.

DEBTAR1  PRG  makes many graphs that characterize debt data in "a cashless view"

VSIMUL   PRG   does the two ar(1) surplus simulation from "a cashless view"